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Foreign accounts & expats

FBAR & FATCA reporting, handled correctly

If you have foreign bank accounts, investments, or income as a US citizen, green card holder, or resident, you likely owe more than one filing — and they're easy to get wrong. We handle FBAR, FATCA, and the Foreign Tax Credit together, so nothing slips through.

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US citizens, green card holders, and residents are taxed on worldwide income — and required to report foreign financial accounts and assets, even when every dollar is already reported correctly. The trouble is that these are separate rules, run by separate agencies, with separate thresholds: the FBAR (filed with the Treasury) and FATCA's Form 8938 (filed with the IRS) are commonly confused, and many taxpayers file one without realizing they owe the other.

We see this constantly with new immigrants who kept accounts in their home country, expats who moved abroad for work, and dual-status taxpayers navigating both systems for the first time. Missing a filing isn't usually intentional — but the penalties don't care about intent unless you catch it and address it the right way.

Most people who owe one, owe the other. FBAR and FATCA are not alternatives — see our FBAR vs FATCA comparison guide for exactly how they differ.

Who this is for

What we handle

FBAR (FinCEN Form 114)

Filed correctly and on time once your foreign accounts cross the $10,000 aggregate threshold.

FATCA (Form 8938)

Assessed against the right threshold for your filing status and residence, and filed with your return.

Foreign Tax Credit (Form 1116)

Credit for tax already paid abroad, so the same income isn't taxed twice.

Catch-up & voluntary disclosure

Missed a year? We help you get compliant through the right program for your situation.

How it works

A clear path to compliance

1

Reach out

Tell us about your foreign accounts and income.

2

We assess

We check what you owe against both FBAR and FATCA.

3

We file

Every required form prepared correctly and on time.

4

Compliant & clear

You know exactly what to file every year after.

Common questions

I have a small foreign account. Do I really need to report it?

If your combined foreign accounts exceed $10,000 at any point in the year, an FBAR is generally required, regardless of how modest the balance is or whether it earned any income.

What's the difference between FBAR and FATCA?

They're separate filings with different thresholds and different destinations — FBAR goes to the Treasury, FATCA's Form 8938 goes to the IRS with your return. See our full comparison guide.

I paid tax on this income in my home country. Do I owe US tax too?

Possibly, but the Foreign Tax Credit (Form 1116) generally prevents true double taxation — you get credit for what you already paid abroad, up to a calculated limit.

I've never filed an FBAR and I've had a foreign account for years. What now?

There are structured catch-up programs for non-willful non-compliance. The sooner it's addressed, the more options are typically available.

Do these rules apply to green card holders, not just citizens?

Yes. Green card holders are US persons for tax purposes and have the same worldwide reporting obligations as citizens.

Have foreign accounts or income? Let's get it right.

Free consultation, in your language. We reply within one business day.

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